Tips
How to handle
the paperwork: See more information on Our Service Directory
page
Here's an overview of some of the main
documents you will need to have prepared. We recommend you visit our
web page titled "Service Directory ."
There you will find a link to our web page which has many real estate
forms and a document titled "Steps for buying/selling."
Creating an
advertisement listing on our web site:
PART I.
When signing up on our web site, we need 3 things from you. These
3 things are noted below, as well as methods for getting that information
to us:
PART 2:
Detail notes on each aspect of an advertisement on our web site:
Taking your
own photographs
House buying/selling
tips
Offer to purchase
Presenting an offer to purchase is the
first step to purchasing your new home. The offer does much more than
just say what price the buyer is willing to pay for the home. It describes
many other conditions or agreements between the buyer and the seller,
like "does the refrigerator stay?" "what do I do with
the house I still own?" and "what happens if there is a
problem with my bank?" Offers can be pretty straightforward or
very complicated. You should contact an attorney to draft the offer
for you. Your attorney can help you to think through all of the available
options and make sure the offer fits your needs and protects your
interest.
Sellers almost always require Buyers
to pay amount of earnest money (sometimes called "good faith deposit")
with the offer, or very soon after the offer is accepted. Earnest
money is important because it demonstrates the Buyer's intent to complete
the purchase of the property. The earnest money may be kept by the
Seller, or held in trust by Seller's (or Buyer's) attorney (recommended), to be
credited towards the purchase price of the home at closing. It is
important to know that in some circumstances, if the Buyer decides
not to purchase the property, the Seller may or may not be entitled to keep the
earnest money. It is always a good idea for both Buyers and Sellers
to consult with an attorney or real estate professional at the first
sign of a problem with the completion of the sale. Usually the piece of mind that comes along with this professional help is worth the cost of 250-500 dollars.
Counter offer
After you submit the offer to the seller,
the seller may either accept the offer as it is written, or prepare
what's called a Counter Offer. Counter Offers are a way of "fine
tuning" offers so they are acceptable to both parties. The Counter
Offer usually incorporates all the terms of the Offer and lists the
items that must be changed. Sometimes there are several Counter Offers
before an agreement is reached. You can save time and money by reaching
a clear understanding with the seller before preparing the original
offer.
Conditions report
This is a report that is prepared and
signed by the seller that discloses any known defects in the property.
This report is valuable to both the buyer and the seller and helps
avoid unpleasant surprises after closing. Many sellers provide the
Condition Report at the time they receive an offer,
some provide it before. Your attorney should review the report to
make sure it is complete.
"My offer was accepted! What happens
next?"Congratulations! If all goes as planned, you are about
to become a homeowner! Your next step should be to make sure the home
is exactly as it seems by hiring an independent home inspector to
inspect the home and provide you with a report. The offer may give
you a certain period of time to have the home inspected - usually
10 to 15 days. In addition, you should take your signed offer to your
lender for approval on a mortgage (if you are not already approved).
The lender may want to have an appraisal performed to be sure the
home is worth what you think it's worth.
Closing documentation
Your lender will most likely want title
insurance coverage. The cost of the title insurance is usually paid
by the seller. It is a good idea to have your attorney review the
title insurance policy commitment before closing to make sure there
are no unexpected liens or easements on the property. Your lender
will coordinate the closing of the sale with the title insurance company
and your attorney to be sure all documents are delivered, signed and
recorded as necessary.
You should consult
with an attorney for specific questions and concerns throughout the
process of buying or selling a home.
Property information
- Print form found on the top of our
"List with Us" page, and mail or drop it (drop box only please) to our address:
ValleyByOwner or WisconsinByOwner, 1821 W. Wisconsin Ave. Appleton, WI
54914- OR
** Directions: From 41, near Fox River Mall; Travel east on W. Wisconsin
Ave. #1821 is on South side, 1/2 block east of the Badger/Wisconsin
intersection OR when traveling from east to west & to avoid a
difficult left turn, go west on W. Wisconsin Ave., Left onto Linwood,
Right onto Badger, Right back onto Wisconsin, Property is 1/2 block
on South side.
** Please note, we do not have open office hours for walk-in service,
please call us!
- Send it electronically via "List
with US" page, option B.
Photographs
- If digital:
a) Upload images after you have completed electronic form NOTE: If
uploading yourself, make sure you resize and name photos properly.
b) Email them to us, with your address in the subject heading, our
staff will upload the photos for you.
- If your photos are regular prints:
a) If you used our printable form, mail photos along with form &
check to our address (1821 W. Wisconsin Ave, Appleton, WI 54914).
b) Drop into our drop box, located at the outside of 1821 W. Wisconsin
Ave., Appleton, WI
Payment
- If you are mailing or dropping off,
include check or include Visa/MC information. -OR-
- If using the online registration form,
you can enter a Visa/MC number (secure web site) or simply call us
with credit card information during regular office hours. See our "Contact Us" page.
NOTE: Checks are payable to
ValleyByOwner, WisconsinByOwner, or BadgerByOwner
Photos
For the base fee, 4 photos are included
on your web page ad. Many people feel 4 photos are adequate in demonstrating
the look and feel of the property's interior and exterior. Photos
on the web are meant to spark the interest of your potential buyer.
Photos also help screen out unnecessary phone calls. We recommend
you include one front photo of the property. Individuals will often
include a backyard photo if it is spring/summer and/or, there is something
appealing about the space, (special landscaping, size, water, etc).
Two or three interior photos are often adequate in bringing a potential
buyer in to see the property. Kitchen and living room photos are very
popular. Unless a bedroom has a special feature, such as large windows
or a fireplace, those photos often do not do a room justice. Although
individuals regularly ask our opinion, it is your advertisement and
your choice as to which photos to include in your property's ad. Four
color photos (digital or prints) are included in the basic fee. You
may include up to 12 photos, but additional fees would apply.
Address, City/Town and E-mail
Usually simple questions, but if you
live in a Township with a different Postal address, you may want to
consider which to use. Simply let us know by filling our the forms
appropriately. Please note proper zip code and postal city if it will
be different than the one you want listed. Email: If you have
email please include it on your form. There is a place on the form
to mark if you do not want your email to appear on the web page. We
use email to communicate with you (we do not sell email, addresses,
name or phone numbers to other companies).
Map/directions
Currently, Yahoo maps is automatically
generated based on address and zip code. These type of maps are not
100% accurate, thus we include written directions. Even when not accurate
(although they often are correct), a map gives people from out of
town an idea as to where the property is.
Open houses
Open houses are a popular marketing
tool for home selling, but it is an individual's choice whether or
not to have an open house. Our web site lists an open house with your
property on the "listing results" pages, on our special
"open house" page and on the individual property page. As
a customer, you can include an open house by logging into our Seller
Login area using your username and password. You may also call or
email us with that information and we can update your page for you.
If you enter the open house yourself, it will appear online as soon
as you click save. You can delete an open house by entering Seller
Login/Open House tab/look at top right of screen/click "delete"
found next to the open house date. You may enter future open house
dates. On the listing, the system will show up to 4 weeks of future
open houses at at time.
Property descriptions
This is probably the most time consuming
part of preparing information. Generally, real estate specification
sheets include a catchy paragraph that describes special property
features like deck, fireplace, notes about the neighborhood, schools
or inclusions in the sale. We recommend creating this paragraph in
a word processor (with the helpful spell checker) and pasting it into
the Seller Login area via your username and password. You may also
email it to us or mail it to us. Statements like "this is a family
home" or "perfect for a man" may be avoided so as not
to eliminate potential buyers that may not fit your image of the type
of person you might imagine would want you house. For example, there
may be a women who would love a large wood workshop or garage.
Table of basic information
On a property web page, there is
a table which will display basic information about a property. This
table is relatively flexible. If you do not want to include room dimensions,
the web site will not show blank fields where the room dimensions
would have been; the information simply won't appear. We recommend
that you collect this information and have it ready when filling out
the online registration, and/or use our handy printable form found
on our "List with Us" page. If entering a Lot, multi-unit
or Comerica property you can simply skip the parts of the form that
do not apply.
Hit counter
Our web site has private hit counters
available through a private "seller login" area. When you
are using this web site, you have a username and password assigned
to the property. You can use your username/password to view hit counters.
Hits mean how many individual times the page has been loaded into
a computer from the Internet. So, if you visit your page 5 times,
that equates to 5 hits.
A live page
Once our staff has received all three
components of your advertisement (Information/photos/payment), we
will create your page, process your information and active your property
onto the web site. At this time, it will appear for view by the general
public. It is very important to look if over, or have someone you
know, look over your property's page. Check it for accuracy and satisfaction
and make necessary changes or call us as soon as possible. Expect
an email titled "Online" which will confirm that your property
is on the Internet. Also expect a receipt and information about our
business to be mailed to you.
Information box
An Information Box is a clear plastic
container which can be installed at the time we install a sign (we
cannot come back later to install one), for an additional fee. We
provide the box but do not provide sheets to fill the box. Many people
simply print a copy of their property's page from the web site, make
copies, and keep the box filled for that potential buyer who might
be driving past the property.
| Taking your own photographs |
What to be aware of when you take the photographs
Cloudy days
are actually quite nice for photos. It eliminates the problems of
sharp shadows that often make viewing a photo difficult. A very dark
day or dark cloudy evening might not be the best, but a regular cloudy
day when the sun it high works well.
Clear out clutter. Remove family
photos, evidence of a pet (like Fido's hairy dog bed), or messy bookshelves.
Take hanging towels from the kitchen, take everything off the refrigerator
and only leave one or two things on counters.
Look through the view finder
with the camera, imagine it as a print in your hand, notice what is
showing on the outer right, left, top and bottom of the screen.
Try different angles and look
at the room from different corners to see what will probably look
the best. You can always cut away part of a picture, digital or not,
once you have it developed.
Which rooms? Some people include
a front photo, 2-3 inside images, and maybe one of the backyard or
the back of the house. Photos beyond 4 require an extra fee. Inside
photos generally include kitchen and main living area. Sometimes include
a rec. room, family room or bonus room. Ultimately, it is your advertisement
and you should choose the photos that best compliment you property.
Some people do not want to include inside photos. Generally, unless
they are extra special (views, extra large, patio doors
) , don't
take pictures of bedrooms and bathrooms.
Inside photos: Take these photos
during the daytime. Turning on lights usually helps. Almost always
force the flash of the camera to go on; this helps everything look
brighter.
Digital photos: Digital photos
are best emailed with property address in the subject heading or you
can easily upload them onto your page once you have registered and
have a username and password. When emailing, consider sending them
one at a time, as some servers and Internet connections can't handle
four photos in one email. Make sure the pictures are properly sized.
Sometimes they are really big, which causes great difficulty with
dial-up email connections. There should be a way to resize photos
if you have digital camera software (try using "help" within
that program).
If uploading photos yourself via Seller
Login area, the site show the images alphanumerically by file name,
so if you want the front photo to be first, it has to be named accordingly.
(MVC-01 comes before MVC-02, and so forth).
Photo Prints are also accepted.
These are generally mailed to our address (1821 W. Wisconsin Ave Appleton
54914) If you don't have a camera, purchasing a disposal with
a flash is a great option. They are inexpensive and take good
photos. It is better to purchase a disposable camera with a flash
than to use a Polaroid.

If you are selling your home
- Curb appeal is an important aspect
to selling your home. If you are planning improvements, think about
ways to make your property look good from the street. Some suggestions
include new light fixtures, new or painted front doors and improved
landscaping in front. First impressions count.
- Obtain the necessary paper work so
your are prepared if you have a potential buyer. Many ask the attorney
they plan on hiring for an 'offer to purchase' form to have available
if a serious buyer comes your way. Please see our Resource page as
we have a web page with Wisconsin forms and Steps for buying/selling
written by a local attorney.
- Read "How to Handle Paperwork"
on this web page.
- Obtain books from the library or book
store that walk you through the proper paperwork and selling procedures.
- PROPERTY DISCLOSER STATEMENT There
are statues of laws that protect consumers from being deceived during
a house sale. All sellers are required to "disclose" conditions
of the property before the sale is closed. A property disclosure statement
indemnifies liability for the seller. If the plumbing has a problem,
the roof leaks, the facts are disclosed to the potential buyer. Ultimately,
the disclaimer protects the buyer as well as the seller. There are
no secrets or deceptions happening regarding the condition of the
property.
If you are buying a home
- Develop a good idea, with the help
of your financial institution, as to how much of a property you are
able and/or want to afford. Ask your financial institution for a pre-approved
mortgage letter to carry with you as you search for properties.
- Determine what type of home you want.
Neighborhood characteristics size, age range or other factors may
be important to you. Prioritize the characteristics that will most
effect your decision.
- Look carefully at a home you are interested.
Are there any cracks in the basement? Do you see any water spots on
the floors or ceilings? Flush the toilets and run the sinks, how do
they work? See our resources page for Inspectors which advertise on
our web site.
- Consider paying an attorney to help
you through the paper work. Some people feel more comfortable having
this extra help. Purchasing a home is an big investment and can be
complicated.
- Obtain books from the library or book
store that walk you through the proper paperwork and buying procedures.
- Shop around for the best mortgage rates,
but make sure you use a reputable mortgage lender